Privacy Policy

Last updated: May 11, 2026

This Privacy Policy explains how DEBTECH, INC. collects, uses, and protects information when you visit academy.debexpert.com (the "Academy"), purchase a course, or contact us about our online educational products.

The Academy is operated by:

DEBTECH, INC. 8 The Green STE B, Dover, Delaware, 19901, USA Email: info@academy.debexpert.com Phone: +13027039387

In this Policy, "we," "us," and "our" refer to DEBTECH, INC. "You" and "your" refer to a visitor, customer, or course participant.

1. Information We Collect

We collect information you provide directly to us, information created when you use the Academy, and limited technical information collected automatically.

This may include:

• your name, email address, phone number, billing details, and other information you provide at checkout or in a form;
• your course purchase, access status, order details, and support history;
• messages you send to us, including refund requests and support questions;
• technical information such as IP address, browser type, device type, pages visited, referring URLs, and approximate location derived from technical data.

We do not intentionally collect sensitive personal information through the Academy. Please do not send us sensitive information unless it is necessary for your request.

2. Payments

Payments are processed by Stripe, our third-party payment processor. We do not store or process your full payment card number, bank account number, or other full financial credentials on Academy systems.

Stripe may collect and process payment, billing, tax, fraud-prevention, and transaction information according to its own terms and privacy policy. We receive limited information from Stripe, such as your name, email address, billing details, payment status, receipt information, and transaction identifiers, so we can confirm your purchase, provide access, issue refunds, and keep business records.

3. How We Use Information

We use information to:

• operate the Academy and provide access to purchased courses;
• process purchases, refunds, receipts, and support requests;
• send course access instructions, account messages, service updates, and administrative notices;
• respond to questions and communicate with you;
• improve the Academy, course experience, and website performance;
• prevent fraud, abuse, unauthorized access, and security issues;
• comply with legal, tax, accounting, and regulatory obligations.

We do not sell your personal information.

4. Cookies and Similar Technologies

The Academy may use cookies and similar technologies to keep the site working, remember preferences, understand site usage, improve performance, and support security.

Some cookies are necessary for the site to function. Other technologies may be used to help us understand how visitors interact with the Academy. You can control cookies through your browser settings, but disabling some cookies may affect site functionality.

5. How We Share Information

We share information only when needed to operate the Academy, serve you, or comply with law. This may include sharing information with:

• payment processors, including Stripe;
• hosting, email, analytics, customer support, security, and other service providers;
• professional advisors, such as accountants, lawyers, and auditors;
• government authorities, courts, or other parties when required by law or necessary to protect our rights, users, or business.

Service providers are allowed to use information only as needed to provide services to us or as otherwise permitted by law.

6. Course Access and Communications

When you purchase a course, we use your email address and purchase details to deliver access instructions, manage your account or enrollment, and provide support.

We may send transactional messages related to your purchase, access, refunds, policy updates, or service changes. If we send optional marketing emails, you can unsubscribe using the instructions in those emails or by contacting us.

7. Data Retention

We keep personal information for as long as reasonably needed for the purposes described in this Policy, including to provide course access, support customers, maintain business records, resolve disputes, prevent fraud, and comply with legal, tax, accounting, and regulatory obligations.

When information is no longer needed, we delete it or take reasonable steps to de-identify it.

8. Security

We use reasonable administrative, technical, and organizational measures to protect personal information. However, no website, payment flow, or internet transmission is completely secure. You are responsible for keeping your account credentials confidential and for contacting us if you believe your account or purchase information has been compromised.

9. Your Choices

You may contact us to request access to, correction of, or deletion of personal information associated with your Academy account or purchase, subject to legal and operational limits.

You can also:

• update information by contacting us;
• unsubscribe from optional marketing communications;
• adjust cookie settings in your browser;
• contact Stripe directly regarding payment information handled by Stripe.

We may need to verify your identity before responding to certain requests.

10. Children

The Academy is intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, contact us and we will take appropriate steps to delete it.

11. International Users

DEBTECH, INC. is based in the United States. If you access the Academy from outside the United States, your information may be processed in the United States or other countries where we or our service providers operate. These countries may have data protection laws that differ from those in your location.

12. Links to Other Websites

The Academy may link to third-party websites and services, including Stripe and Debexpert-related sites. This Policy does not apply to third-party websites or services. Please review their privacy policies before providing information to them.

13. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent version. Material changes will be posted on this page.

14. Contact

Questions about this Privacy Policy or privacy requests:

DEBTECH, INC. Email: info@academy.debexpert.com Phone: +13027039387 8 The Green STE B, Dover, Delaware, 19901, USA

We typically respond within five (5) business days.

DEBTECH, INC. · 8 The Green STE B, Dover, Delaware, 19901, USA · info@academy.debexpert.com · +13027039387